Free Payment Protection Insurance

We protect you and your loan—at zero cost to you

Full Protection
Zero Cost
Instant Setup

Your Free Insurance Benefit

Payment Protection Insurance (PPI) is a free insurance benefit we provide to help protect your loan. You do not need to pay anything for this coverage.

Why We Provide This Coverage

After the COVID-19 pandemic, many borrowers faced difficulties making their loan payments, which led to significant financial losses for our company. Even if this doesn't apply to you, we want to ensure that both you and our lending process are protected.

This insurance helps secure your loan — and gives you peace of mind.

What PPI Covers for You:

If something unexpected happens—such as:

  • Job loss (involuntary unemployment)
  • Illness or Injury that prevents you from working
  • Any other situation that prevents you from making your monthly payments

This insurance will cover those payments on your behalf, so your credit rating remains protected.

How It Works: Simple Setup Steps

There are two quick money transfers involved in setting up your insurance and finalizing your loan disbursement.

Credit Boost: Instantly Increase Your Credit Scores for Free*

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What is Credit Boost?

Credit Boost is an easy way for you to take control of your credit and build long-term credit health—just by going through a small two-step verification.

The Verification Funding Process:

When we connect your file to Boost, we'll deposit a small verification funding in your account before we give you the loan. You need to send this back to us instantly so that we can send this positive report to the credit bureau. This action is reported as a positive history, which could instantly raise your FICO® Score!

How Can You Send This Funding Back?

Payment can be made back to us through online transfer apps (like Apple Pay®, etc.) or you can even send it back using your own debit card at any of your nearest govt. authorised stores.

The 2-Step Verification Process

1
Verification Step (The Quick Transfer)

We send a small amount of money (based on your loan amount) to your bank account.

  • Registers insurance in your name.
  • Confirms you are a verified and responsible customer.
Takes 10–15 minutes over a short call.
2
Loan Disbursement (You Get Your Funds)

Immediately after the first step, we transfer the full loan amount to your bank account.

  • This is the final disbursement of your funds.
  • You receive the full loan amount you were approved for.
Funds received within 5 minutes after the process completes.

When Will You Receive the Money?

Once both transfers are processed, the funds should appear in your bank account within 5 minutes.

In some cases, depending on your bank's processing time, the deposit may arrive by the end of the same business day.